The Joseon Prince Went To America And Didn’t Return – 28



< Sprouts blooming on ashes (3) >

As soon as I received the recommendation from the Madrid branch manager I took a quick look around.

Some looked at me with envious eyes.

Another group was glaring at me with jealous expressions.

‘I understand both reactions.’

I’ve been stamping my feet for hours worried about whether I’ll be able to get my insurance money.

But then a rich oriental prince suddenly shows up and gives you preferential treatment.

I’m envious but at the same time I’m also jealous.

‘You said that to look after my convenience but it ended up being poisonous to me instead.’

after-

After sighing inwardly I looked at Madri and asked her one thing.

“Thank you. I appreciate it. But is this the original guest service manual?”

“yes?”

Madri tilted his head.

You don’t understand the point of my question.

“Why are you giving me special treatment? Is it because I spent more than a certain amount of money with this insurance company? Or is it simply because I am a prince that you are giving me special treatment?”

“Of course…..”

It seemed like the foolish Madri was trying to answer with the latter not the former.

but.

The concept of VIP service is unlikely to exist in this day and age.

“If you would give me the convenience because I am a prince I will stand here and wait. There are many people here whose circumstances are more urgent than mine… I can’t claim the insurance money first since I came later than them.”

People must show consistency.

If you say one thing here and another thing there your ‘trust’ in that person will be destroyed.

‘I made a speech at North Pier three days ago about how we should be considerate of others in urgent need. What would happen if I were to take the bait here?’

Special treatment is welcome.

I know my physical strength has improved a lot these days but waiting around for hours in a place full of people is out of the question.

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But isn’t there a Korean proverb that says to stretch out your legs while looking for a place to lie down?

Everyone must be on edge because their home and workplace are burning down.

If I were to file an insurance claim before the authors there would definitely be gossip.

‘I’m sure some people will be uncomfortable with it anyway.’

Why is it that the media keeps promoting ‘Asians’ as ‘heroes’?

In this day and age where racism is passively tolerated some people might find this annoying.

I had to take care of my body as much as possible until my strength really grew.

You might stick your tongue out at me for being so observant but this is the United States of America not North Korea.

It is a country where gun ownership is legal.

If you show off to some crazy guy he might get a bullet in the chest.

‘You don’t have to look far. Just look at the incident that happened about 5 years ago.’

How did Theodore Roosevelt become president without voting?

Because the former president was assassinated by a single bullet from some crazy guy.

The reality today is that even the most powerful people in America are falling one by one.

That’s why I plan to bend down and make as few enemies as possible.

‘I’m sorry Giannini but this is also the reason why I don’t want to be a bank president.’

BOI is currently operating targeting the general public.

This will probably be unpleasant news for the loan sharks who have been preying on them.

Rumor has it that he’s holding out for quite some time.

Let’s say I were a banker instead of an investor.

The arrows pointed at Giannini will surely be pointed at me as well.

“But Prince please think about it one more time.”

Perhaps because of the rumor that Orientals refuse three times Madri offered again.

“I appreciate the convenience but I’ll wait here.”

This time again he refused and avoided Madri’s longing gaze.

Then the people who were watching nearby started to gossip.

“Wow! Look at his personality.”

“He is truly a prince. His public manners are crazy.”

“Is this noblesse oblige? If it were me I would have accepted that offer right away…”

“So you’re not a prince.”

“What? This kid!”

It was a choice purely for self-preservation but the people around him seemed to be mistaken once again.

huh?

Some people took out notebooks and scribbled something down.

Are you a reporter?

Or is it a watcher?

“Your Majesty.”

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Giannini who was next to me came a little closer to me.

Because of that the person who was taking out a notebook and writing something was obscured.

I moved my body to the side to check the suspicious person’s face but unfortunately he was not in my sight.

“Prince!”

“Oh right. Bank Manager Giannini.”

“Are you sure you want to wait here?”

Giannini asked again on Madri’s behalf.

I answered his question with a different answer.

“That’s right. Ah! You go first. Aren’t you busy? Ask Madri over there to claim the insurance money first.”

Even if I say so.

Giannini wants to send him back to the scene quickly.

There will be a considerable difference between having a leader and not having one.

“That can’t be. The prince is here so how can I go first? I will wait here too.”

This is where the difference between Giannini and Max comes into play.

They both have the same snout though.

Giannini is just a foul mouthed person.

Max has no clue at all.

“Then I will also wait here. It is good that I was hoping to talk to the prince.”

Madrid was also a very stubborn person.

At this point I could have gone up to my office and taken care of some work but I decided to stay on the first floor and chat with him.

As a result only the ordinary employees of the Commercial Union died.

Because the branch manager is standing tall at the billing window on the first floor.

Everyone quickly proceeded with the billing process while keeping an eye on Madri.

“Prince. Now it is your turn the real prince.”

As work hours drew to a close all the people waiting in front of me left.

After three hours of smiling broadly Madri finally took me into his office.

“I will take care of the prince. Bank Manager Giannini. You will be in charge of the branch here. Is that okay?”

“FXXX you’re asking the obvious.”

Western society is an individualistic society.

Although Giannini was relatively affectionate compared to other Nordic countries he did not dare to think of following them to file an insurance claim that could expose their personal information.

like that.

After I broke up with Giannini I moved to his office with Madri.

“Please sit over here.”

Madri handed me a drink.

I took a sip of my warm Americano and then handed the documents I had in my arms to Madri.

“There are a lot.”

Madri checked each and every document I handed her.

After separating the materials into separate desks for each building I began reviewing them.

“These are all insurance certificates signed with our insurance company.”

“That’s right.”

The Madrid branch manager closed his eyes tightly for a moment.

I didn’t calculate it exactly but it seemed like the bill would be huge.

“I don’t really know where to start looking at this.”

There are a lot of certificates.

Because I have fire insurance on all the residential buildings and warehouses I have purchased.

“Thank you for signing up.”

“That’s because I’m very cautious.”

“Still this is a bit much.”

“Everyone I met recommended insurance to me. I tried to refuse but they kept recommending it to me.”

Since last winter I’ve been socializing with San Francisco’s high society.

I frequented the banquets they hosted and many of them looked down on me.

This must be because they bought up a large portion of the Sacramento Basin which was basically a wasteland.

In that situation rumors spread throughout San Francisco that I was concerned about fire and was considering taking out insurance.

So what happened next?

‘What happened? You and I came to see me each carrying insurance brokers.’

Why?

Well buying insurance costs money.

Beyond the times.

Leave the country.

In the insurance industry there is something called a commission.

Every time a new subscriber is introduced a portion of the subscriber’s money is shared with insurance brokers as a commission.

Everyone has tried to get me to buy insurance dozens of times just to get a piece of this.

‘These are also the pants I intended.’

I pretended to be a fool but I only signed up for insurance from safe insurance companies that I had researched in advance.

One of the results of that action was this insurance company right now.

“I prepared this material in case there was any misunderstanding.”

Additional documents were submitted to Madri.

It was a document containing what items were stored in the warehouse and my whereabouts on the day the fire broke out.

“I was in Sausalito with my fellow Koreans at the time of the earthquake. That’s where my vacation home is.”

Most people only have one or two types of insurance.

But I’m in a situation where I’ve signed up for a lot of duplicates.

Then of course the insurance company will also investigate my actions.

Because I’m suspicious.

This is because there are many people who commit insurance fraud even in the present day.

“I know. Even though he looks like a slob he reads the newspaper every day.”

Madri took my documents with a look of knowing everything.

After that he handed me a bundle of newspapers that were lying on one side of the office.

“The Nevada Times? It’s a newspaper that operates primarily in Nevada.”

“Yes that’s right. My brother bought this when he came back from being there for a while.”

Madri pointed out an article to me.

It was an article about me.

“Would you like to take a look? The article about the prince starts here. The oriental prince who helped fight the fire with the police and soldiers for five days. The story about his heroism continues.”

Shamefully.

It makes me cringe to hear someone else brag about me.

Madri continued reading the newspaper article not knowing whether he knew what I was thinking or not.

“There are also interviews with residents. They are all about the prince. They go into great detail about where and when he did things.”

Madri shrugged and looked at me.

“But how could I doubt it?”

yes.

I am not an arsonist.

A lot of information was proving this.

Madri looked over the insurance claim form again with a bitter expression.

“Your Majesty I have something to ask you.”

“What?”

Madri looked through the documents and then asked me with a rather curious expression.

“Did the prince foresee this….”

This gentleman.

Sounds exactly like Giannini.

At that time I was about to answer right away asking if I looked like a shaman.

“no.”

The Madrid branch manager quickly shut his mouth taking back his words.

Well even if you think about it you probably think it doesn’t make sense.

“Hey. Go ahead. The person who interrupts others is the most annoying person in the world. I wonder. What were you trying to say?”

Madri shook his head with a trembling expression.

“Your Majesty did you expect this great earthquake to occur?… No that can’t be. There have been strange rumors going around lately so I apologize for being rude.”

“What rumor?”

“There is a rumor that the prince can see into the future. Not everyone thinks so but some people say so…”

My followers are also said to be buying up land in Sacramento.

Typical copycats.

I was happy that it was already happening but at the same time I was also scared.

‘When you become famous these are the downsides that come with it.’

It’s not that there is no solution.

Because you can hide your name.

This is easier than you think.

‘You can just create several trust companies.’

As he was thinking about this Madri suddenly stood up from his seat.

“I need to calculate the insurance claim amount. Could you wait over there? The claim amount is so large that it will take some time.”

“Okay.”

I sat on the sofa in one corner of Madri’s office and began to calculate my assets.

‘My current assets are about 4 million dollars.’

If you add up the secret funds of Emperor Gojong and the activity support funds given by his concubines it becomes like that.

Of that $2 million was spent on land in the Sacramento Basin.

I donate about $100000 and spend the rest on miscellaneous things.

I deposited about 300 thousand dollars in the Bank of Italy.

The remaining $1.5 million or so was used to purchase land and buildings in downtown San Francisco.

‘The amount I will receive here is…’

The amount you will receive from the Commercial Union is approximately $100000.

what.

Why is it so little?

It may be disappointing but think about the insurance premiums I paid.

‘I didn’t even get one-three-hundredth of it.’

If you think about the rate of return alone it’s amazing that you made $100000 with $300.

Moreover the insurance money is not only received from this insurance company.

There are at least ten more places you can visit in the future.

‘The good news is that fire insurance in this day and age is a flat rate system not a proportional rate system.’

Let’s assume that the fire causes damage worth 100.

In modern times insurance companies compensate about 80 to 105% depending on the terms and conditions.

‘If you sign up for insurance from five different companies each insurance company will pay 20 each.’

If we assume that they compensate around 100 for easy calculation then yes.

‘But now is the era of flat compensation. It is an era where each insurance company gives 100 instead of dividing it up like today.’

That’s why I was able to see great benefits.

Of course here’s another one.

As San Francisco redevelops the land I own will become even more valuable.

This is because they only invested in places like Gangnam in Seoul.

“This prince.”

“Oh! Is the calculation finally finished?”

“Yes. I think it will be around $120000.”

“Aha. I see.”

“I’m sorry but….”

The branch manager keeps talking behind people’s backs.

This feels really fishy.

“Why? Is something wrong? If you have the missing documents tell me.”

“That’s not it.”

Madri asked for my understanding by crawling in.

“So you’re saying you don’t have any cash to give me?”

“That’s because we are so short on cash on our own. I would like to ask for your understanding. Isn’t the insurance money we are giving to the prince so large?”

Madri glanced at the newspaper.

Here was one of many articles related to me.

【This prince from the Korean Empire preaches hope at North Pier.】

He glanced at the article then looked at me and asked for my understanding.

Quoting something I said in the past.

“If Your Majesty could be a little more understanding…. Could we compensate those in urgent need first and then pay the insurance money to You?”

This kid.

what.

So is this the reason you came all the way to the first floor and treated me specially?

Oh my.

Let’s draw a big picture.

‘I wonder who would say it’s a British insurance company.’

Britain is a hateful country.

If there’s anything odd about global conflict it’s always related to Britain.

‘Anyway if I see an opening…’

Whether in the West or the East people should not appear weak.

Then there will definitely be people who will abuse this.

‘If the media hadn’t been massaging it… it would have been worse right?’

They must have been trying to delay receiving the insurance money by stalling for time.

But Madrid didn’t go that far.

I’m afraid that if I’m treated like that I might end up in trouble because I’m being hailed as a hero by the mainstream media.

‘Still…. It won’t work if you start like this.’

What seemed like a fool up until now was just an act to gain momentum for this one big hit.

Now is the time to reap the fruits.

This time too I couldn’t just give in like a nice person.

“So you’re saying that I need your understanding because I’m short on cash?”

“Yes.”

“Okay I’ll do that.”

“As expected this prince is generous.”

I chuckled.

Then I tried making a gesture of pointing to money using my right index finger and thumb.

“You don’t have to give me cash. I also handle other things not just cash or gold.”

For example real estate.

Bonds or something.

Like stocks.

There are many things to receive separately.

“The actual product is good too.”

Madri’s expression darkened at my answer.

Because I wasn’t the kind of person he wanted.

< Sprouts blooming on the ashes (3) > End